THE BLOG

Smart Money & Real Estate Tips for Latina Wealth Builders Con cultura

how to manage your money effectively

Money Management Made Simple: 3 Budgets That Help You Save

Do you know where is your money going? Personal finance for Latinas includes understanding how to manage your money. If you don’t have a money management system, then that’s like lighting your money on fire. However, for many, the word budget feels like a punishment. This is especially true if

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How to get into real estate investing

How to start Investing in Rental Properties for Latinas

In today’s chaotic economic climate, many potential Latina investors are questioning whether to invest in real estate this year. With high interest rates and home prices, many new investors are hesitant to start. This is why it’s important to understand what real estate investing is and why it’s still a

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Financial Reset: Audit Your Finances Like a Jefa for Wealth

Every new year, many first-generation Latinas, set goals and create a beautiful vision board full of their hopes and dreams. They place their vision board somewhere and cross their fingers that  this is finally the year that they will achieve their financial goals. However, money management for Latinas, is not

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New tax laws and money laws that can affect you

2026 Personal Finance Updates to Know: What’s Changing with Money

If you’re a first-gen latina setting money management or financial goals, understanding what’s changing with money, taxes, housing, and investing is just as important as budgeting or saving more. Policy shifts, new tax rules, and proposed housing reforms can directly affect how much money you keep, how you invest, and

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Making poor financial decicions

The Power of Patience: Building Wealth Doesn’t Have to Be Rushed

In today’s hustle culture, we’re constantly told to move faster, invest sooner, scale immediately. Everything is rushed. However, this can lead to mistakes and financial decisions made from anxiety versus clarity. The real path to financial freedom isn’t about speed, it’s about strategy. As a first generation Latina, I know

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should you invest in stocks or real estate?

Real Estate vs Stock Market: Which Is Better for Building Wealth?

If you’re a first-generation Latina wealth building for the first time, you’ve probably asked yourself: Should I invest in the stock market or start real estate investing? It’s a valid question and one that doesn’t always have a clear answer, especially when you see stock investing everywhere in the finance

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Ethical Real Estate Investing

Landlords are Evil: Becoming an Ethical Real Estate Investor

The tenant-landlord relationship is one of the most emotionally charged topics in real estate. The mentality that landlords are evil is common. But choosing to be an ethical real estate investor is possible. Search “landlords are…” and Google will finish the sentence with “greedy” or “scammy.” There are numerous of

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ABOUT ME

Hola, I am
Violeta,

Like so many first-gen immigrants, I grew up figuring everything out the hard way, especially when it came to money! The books I read and the videos I watched didn’t have anyone who looked like me, and let’s be real, our Latino culture views money a little differently.

I saw how far behind we are when it comes to closing the racial wealth gap, and I knew real estate investing and entrepreneurship were the keys to changing that. That’s why I created MoneyChisme Ⓡ—a platform to empower first-gen Latinos and POC with personal finance tips, real estate investing tips and entrepreneurship tips. No guilt, no greed, just empathy and real change to build our wealth and communities!

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