Privacy Policy & Disclosures

At MoneyChisme^TM, we understand the importance of privacy and are committed to protecting the privacy of our visitors. This Privacy Policy outlines how we collect, use, and disclose personal information collected through our website.

Collection and Use of Information

When you visit our website, we may collect certain information, including your IP address, browser type, operating system, and the pages you visit. Additionally, if you choose to provide us with personal information, such as your name or email address, we will collect that information as well.

We use the information we collect to provide and improve our website and services, to communicate with you, and to respond to your inquiries. We may also use your information to send you newsletters or promotional emails, but you can opt out of receiving these emails at any time.

The use of Cookies 

We use cookies on our website to collect information about your browsing behavior and preferences. Cookies are small files that are stored on your computer or mobile device when you visit a website. They allow us to improve your user experience by remembering your preferences and customizing the content you see.

Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.  Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies.

Third-Party Services

We may use third-party services, such as Google Analytics, to analyze website traffic and usage. These services may collect information about your browsing behavior and preferences, but we do not have control over how these third-party services use your information.

By using this Site, you consent to the use of such cookies and the sharing of data captured by such cookies with Google, and our other third party partners. You can view, delete or add interest categories associated with your browser by visiting: https://adssettings.google.com. You can also opt out of the network cookie using those settings or using the Network Advertising Initiative’s multi-cookie opt-out mechanism at: http://optout.networkadvertising.org. However, these opt-out mechanisms themselves use cookies, and if you clear the cookies from your browser your opt-out will not be maintained.

Disclosure of Information

We will not sell, trade, or otherwise transfer your personal information to outside parties unless we are required to do so by law or in connection with a legal proceeding. We may, however, share your information with trusted third-party service providers who assist us in operating our website and providing our services.

Security

We take reasonable measures to protect the security of your personal information, but we cannot guarantee that your information will be completely secure.

Our website may contain links to other websites. We are not responsible for the content or privacy practices of these websites and encourage you to review their privacy policies before providing any personal information.

Affiliate Links and Paid Advertisers

Money Chisme is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. Pages on this site may include affiliate links and may make a referral commission.

In compliance with FTC guidelines, MoneyChisme is required to disclose affiliate links. Links that are advertisements (banner and / or text) are either affiliate links or paid advertiser links.

In the case of affiliate links, MoneyChisme may receive a small commission from sales of certain items, without negatively affecting the price you pay for such items.

The commissions earned by MoneyChisme cover a small portion of the expenses associated with running MoneyChisme, a web site that provides free personal finance educational and informational content and resources.

California Residents

California law gives residents the right to opt out of the “sale” of their personal information to third parties, including for advertising purposes. Under California law, the sharing of your information with a service provider for advertising purposes could be considered a “sale.” To opt out of the sharing of your information for advertising information, click the opt out link provided at the end of the post. You also have the right to request from us the categories of personal information that we have shared and the categories of third parties to whom the information was provided. To make such a request, please contact us at moneychismeblog@gmail.com. We do not share your name, contact information, or any other sensitive information with third parties, and the categories of third parties that we share information with for advertising purposes are supply side platforms, programmatic advertising exchanges, and demand side platforms.

Legal Stuff

MoneyChisme is not an accountant, attorney, real estate agent/broker, or any professional/licensed financial advisor. The information contained in blog and on this site and those of readers/contributors are for educational and informational purposes only. Please consult a licensed professional before making any financial decisions. I shall not be held liable for any losses you may incur for information provided in my blog or on this site.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website. This Privacy Policy was last updated March 6, 2023.

If you have any questions or concerns about our Privacy Policy, please contact us at moneychismeblog@gmail.com.