2026 Personal Finance Updates to Know: What’s Changing with Money

New tax laws and money laws that can affect you

If you’re a first-gen latina setting money management or financial goals, understanding what’s changing with money, taxes, housing, and investing is just as important as budgeting or saving more. Policy shifts, new tax rules, and proposed housing reforms can directly affect how much money you keep, how you invest, and when it makes sense to […]

How to Avoid Financial Traps this Holiday Season

How to avoid financial traps that keep you broke

You ever feel like your paycheck disappears faster than you can think? That’s not your imagination, it’s by design. There are so many financial traps set for you. From the “limited-time” holiday spending offers to credit card promos, this economy runs on your exhaustion and confusion. But acuérdate: you’re a cycle-breaker. And part of building […]

Don’t Do it Solo: How to Build a Real Estate Team

Trying to be a real estate investor by yourself? Bad mistake! You need a real estate team as an investor. I love your ganas, but that’s the fast track to expensive mistakes and burnout. I know we have been taught to figure it out on the fly, but that puts us at risk of losing […]

No Minimum Credit Score? What Fannie Mae’s New Rule Really Means

Fannie Mae removes minimum credit score

Starting November 16, Fannie Mae is officially removing its minimum credit score requirement for certain borrowers using their Desktop Underwriter® (DU) automated system. Sounds like good news, but is it? To some it may bring flashbacks to the 2008 housing crash, when predatory loans were given left and right. This set up many for failure […]

12 Best Personal Finance & Investing Books by Women

12 BEST PERSONAL FINANCE BOOKS FOR WOMEN WRITTEN BY WOMEN

Money matters. Women are now in their “get the bag” era and I have the perfect personal finance books to get you started! Whether you’re creating a budget, saving, investing, or just trying to get out of debt, financial literacy is key to financial freedom. The best part is that these are written by women! […]

How to use Financial Literacy to Combat Financial Anxiety

How to deal with financial anxiety

Financial anxiety is common in the Latinx community. It can set us back and prevent us from reaching success. However, financial literacy is the tool you need to combat it. It can be the difference between financial success or financial ruin. Financial Literacy: What the Heck is it? What is Financial Literacy? You constantly hear […]

Is the Bank of America Free Mortgage for First-time Homebuyer?

Bank of America's First-time Homebuyer Community Affordable Loan Solution™

Bank of America (BoA) is rolling out with a zero down payment mortgage plan, for the first-time homebuyer, that targets the Black/African and Hispanic/Latinx communities. Here are the Pros and Cons of the program. An Option for the First-time Homebuyer? The Community Affordable Loan Solution™ , from Bank of America will be an addition to […]