With the Silicon Valley Bank and Silvergate failing, everyone is stressing out and worrying about their cash deposits. Here are some bank closure protection tips to help reduce your risk. The 2008 Great Recession It’s all over the news…banks are failing! This may seem super scary and has everyone wondering, “Will this cause us to go into a market crash […]
Mastering Financial Literacy: Essential Tips for Latinx First Generation. Personal finance, financial literacy for beginners, financial planning,
Personal finance books are a great way to learn financial literacy, as you go through your financial journey. So, I created a personal finance books list, along with the reason why I included them. The plus side? They are all written by women! Hello, representation! Be sure to save this post for reviews as I read them! You can find […]
Financial anxiety is common in the Latinx community. It can set us back and prevent us from reaching success. However, financial literacy is the tool you need to combat it. It can be the difference between financial success or financial ruin. Financial Literacy: What the Heck is it? What is Financial Literacy? You constantly hear about it and that it […]
Bank of America (BoA) is rolling out with a zero down payment mortgage plan, for the first-time homebuyer, that targets the Black/African and Hispanic/Latinx communities. Here are the Pros and Cons of the program. An Option for the First-time Homebuyer? The Community Affordable Loan Solution™ , from Bank of America will be an addition to their other available mortgage programs […]
The news is out! The Student Loan Debt Relief Plan is here to help those struggling with college loans. Here is how it will impact the Latinx and POC community! Student Loan Debt Relief Snapshot President Biden has passed a Student Loan Relief plan for up to $20,000 for Pell Grant recipients and up to $10,000 for non-Pell Grant recipients. […]
Becoming a First-time home buyer is a huge milestone that many people strive for. It was for me too! I purchased my first home in 2014; however, I made a TON of mistakes! I am now on my 5th property and continue to learn important lessons with each purchase. So here is a basic guide to help you AVOID these […]
The Latina Wage Gap will now get wider with the overturn of Roe vs Wade. Here we discuss the socioeconomic impact to Latinas. Latinas and Women of Color (WOC) are working hard to overcome numerous obstacles trying gain financial freedom, build wealth, build businesses or careers. Now with the overturn of Roe vs Wade, we are now facing more setbacks. […]
There are many Latina financial barriers that make it difficult to achieve success. Here are a 3 barriers Latinas face and how to overcome them. Latina Financial Barriers: Why? First generation Latinas and women of color (WOC) start off in life waaaay behind everyone else. For instance, most of us grow up in families that are financially disadvantaged and undereducated. […]
So you’re ready to buy your first home! However there are several hidden home costs to consider. Here we discuss 3 common home hidden costs.